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CHARGES & COSTS

The charges and other cost of buying a piece of property are often not fully considered when searching for a home in the Sun. Legal costs and Bank charges are probably the first things you hear about. After these are the taxes and maintenance costs.

No matter where you buy there are various costs and it is very important you know all of these before you decide on a particular location. The home you choose will also influence some of these costs.

In some countries it is cheaper to buy than others for example, USA do sales through and escrow company and you can avoid the legal costs. The ongoing costs such as Home owners Fees / maintenance charges may in some countries offset this factor.

It is not our intention to encourage you to buy in any particular Country or location, you'll be the only judge of that.

Utility charges such as telephone hook up an electrical connection are other things to remember.   You will pay for water , garbage collection and probably landscape maintenance.   Sometimes these are included in a monthly charge called maintenance or Homeowners fees, but make sure.!

      PRIVACY STATEMENT     

 Costs in spain    Spanish property buyers are advised to add 10%

to the asking price of a house or apartment to be sure all is covered

when adding up taxes etc., it can be a fraction cheaper.

 

U S A  Closing costs?

Closing costs are the fees for services, taxes or special interest charges that surround the purchase of a home. They include upfront loan points, title insurance, escrow or closing day charges, document fees, prepaid interest and property taxes. Unless, these charges are rolled into the loan, they must be paid when the home is closed.

closing costs, which can average 2 to 3 percent of a total home purchase price, are often more costly than many buyers expect. But there are some ways to save

* Negotiate with the seller to pay all or part of the closing costs. The lender must agree to this as well as the seller.

Closing costs are either paid by the home seller or home buyer. It often depends on local custom and what the buyer or seller negotiates.

                                                        

Worldwide Tax information

Turkey  Some notes to help !

Basic annual costs

Tax amount relates to the property value stated in the tapu. Conveyance tax is fixed, based on the value and location of the property .

Conveyance tax = 3 %

Yearly tax thereafter = 0,1 %

Legal costs

Costs of registration at the Land Registry Office. = 45 €

Sworn interpreter = 55 €

The presence of a sworn interpreter during the registration at the Land Registry Office is required by law. The translation is confirmed by the interpreter's signature.

Costs for the official Tapu approval by Izmir = 30 €

Costs of electricity, water and telephone

Registration of a new connection (once only) = 96 €

Transfer of an existing connection (once only) = 19 €

Costs per kWh up to 150kWh = 0,11 €

starting from 150 kWh upwards = 0,17 €

Monthly contribution = 0,00 €

Water

Registration of a new connection (only once) = 62 €

Transfer of an existing connection (once only) = 93 €

Costs per m³ up to 20 m³ = 0,31 €

starting from 21 up to 40m³ = 0,47 €

starting from 41m³ upwards = 0,87 €

Monthly contribution = 0,87 €

Telephone

Registration of a telephone connection = 7,75 €

Costs per unit = 0,04 €

Monthly contribution = 9 €

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